Q: How Institution can become an Institution and Merchant of Internet Pay?
- Institution like Banks need to enroll with Internet Pay product signing an agreement with FSS
- Institution Portal user credentials shall be created for their dedicated access of Internet Pay Product
- Institution need to Acquire Merchants who are in need process their payment online via their Institution using the Internet Pay Product
- Once Merchant signs the agreement with Institution then Merchant Portal user credentials shall be created for their dedicated access on the Internet Pay Suite
Q: How to integrate Merchant portal with Internet Pay?
- Identifying the requirement of the merchant, Institution shall create a virtual terminal under a merchant to process their payment request.
- Merchants can download their plug-ins from the Internet Pay portal
- Merchant website need to be integrated with the Internet Pay using the plug-in following the implementation process
Q: How many modes of payment can be processed using Internet Pay?
- There are two modes of initiating the payment request from Merchant
- Institution interface accepting the customer card credentials
- Merchants need to request using the plug-in to initiate the payment process
- Customers shall be redirected to the Institution’s Payment Processing Screen where the customer can provide their card credentials
- After processing the payment, an advice shall be provided to the merchant
- Based on the response, merchant can confirm or reject the order
- Merchant interface accepting the customer card credentials
- Merchant need to collect customer card credentials in their web portal where customer purchases his / her product online
- Merchant should initiate the payment request to Internet Pay
- Internet Pay after processing the payment, an advice shall be provided to the merchant
- Based on the response, merchant can confirm or reject the order
Q: How to process payment using Internet banking user id and password credentials?
- Internet Pay can be integrated with Internet Banking Host upon Institution's participation request
- The Merchant tied up under these Institution can avail this payment processing option
- Customer need to choose the "Payment through Internet Banking credentials" option while shopping using the merchant web portal online
- Upon customer's selection request shall be forwarded to the respective Internet Banking website where in Customer can provide their User login credentials for authentication
- Once Authentication is successful, response shall be provide to Merchant through Internet Pay
- Based on the response, merchant can confirm or reject the order
Q: How to process payment using Credit card?
- Institution need to register with Visa / Master card / Diners for using the Two Factor Authentication enablement
- Merchant need to register with Visa / Master card / Diners for using the Two Factor Authentication enablement
- Customer need to choose the "Payment through credit card" option while shopping using the merchant interface / Institution interface
- Customer need to provide card credentials and one time pass code registered with their Issuer Access Control System
- Once Authentication is successful, response shall be provided to Merchant through Internet Pay
- Based on the response, merchant can confirm or reject the order
Q: How to process payment using Debit card?
- Customer need to choose the "Payment through debit card" option while shopping using the Institution's Internet Pay interface
- Customer need to provide Card Credentials
- Once Authentication is successful, response shall be provided to Merchant through Internet Pay
- Based on the response, merchant can confirm or reject the order
Q: How to process payment using Inter Bank Mobile Payment Service?
- Customer need to choose the "Payment through Inter Bank Mobile Payment Service" option while shopping using the Institution's Internet Pay interface
- Customer need to provide his / her Mobile Number, MMID and OTP
- Once Authentication is successful at the FSS mobile Pay, response shall be provided to Merchant through Internet Pay
- Based on the response, merchant can confirm or reject the order
Q: How to process Bulk Payments?
- Merchant need to collect the customer Card Number or transaction reference number to perform Refund transactions in a file
- Upload the payment file into the Internet Pay portal using their user credentials
- Once upload successful, Institution shall initiate the payment process
- Status of the transaction is available in the Transaction detail report
Q: What are the various delivery Channels supported?
Q: What are the various integration options available?
- ASP Integration
- ASP.net Integration
- PHP
- JAVA